Privacy

Privacy Policy

Last Updated: September 27, 2026

I Have Stock (“I Have Stock,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains how we collect, use, store, share, and protect information when you access or use the I Have Stock website, platform, marketplace, applications, subscriptions, contributor services, and related features (collectively, the “Platform”).

By using I Have Stock, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

We may collect information that you provide directly to us, information generated through your use of the Platform, and information received from service providers or other permitted sources.

Account Information

When you create or manage an account, we may collect:

  • name;
  • username;
  • email address;
  • password or authentication credentials;
  • profile information;
  • profile photo;
  • country or region;
  • language preferences;
  • account type;
  • communication preferences.

Passwords are intended to be stored using secure authentication and hashing technologies rather than in readable form.

Billing and Transaction Information

When you make purchases, deposits, subscribe to a plan, receive earnings, or request withdrawals, we may collect or process:

  • billing name;
  • billing address;
  • transaction amount;
  • currency;
  • purchase history;
  • subscription information;
  • invoice information;
  • payment status;
  • transaction identifiers;
  • tax-related information where required.

Payment card information may be processed directly by third-party payment providers. We may not receive or store complete payment card numbers.

Contributor Information

If you upload or sell content through I Have Stock, we may collect:

  • contributor profile information;
  • uploaded photographs and digital content;
  • titles, descriptions, keywords, and metadata;
  • sales and licensing history;
  • earnings;
  • payout information;
  • withdrawal requests;
  • tax information where legally required;
  • identity verification information where necessary;
  • model or property release information where applicable.

Content and Upload Information

When you upload photographs or other files, those files may contain metadata.

Depending on the file and your settings, metadata may include:

  • camera information;
  • creation date;
  • image dimensions;
  • file information;
  • copyright information;
  • location information embedded in the file;
  • other technical metadata.

Contributors should review files before uploading and remove sensitive metadata they do not wish to make available where appropriate.

Communications

If you contact us, we may collect:

  • your email address;
  • the contents of your message;
  • support requests;
  • feedback;
  • complaints;
  • copyright notices;
  • other communications sent to us.

Technical and Usage Information

When you use the Platform, we may automatically collect certain technical information, including:

  • IP address;
  • browser type;
  • device type;
  • operating system;
  • device identifiers;
  • referring URLs;
  • pages viewed;
  • session information;
  • date and time of access;
  • clicks and interactions;
  • download activity;
  • search activity;
  • account activity;
  • error logs;
  • security logs.

This information may be used to operate, secure, analyze, and improve the Platform.

2. How We Use Personal Information

We may use personal information to:

  • create and manage user accounts;
  • authenticate users;
  • operate the I Have Stock marketplace;
  • provide downloads and licenses;
  • process purchases and subscriptions;
  • process deposits and withdrawals;
  • calculate Contributor earnings;
  • provide customer support;
  • communicate with users;
  • send transactional emails;
  • maintain purchase and licensing records;
  • personalize Platform features;
  • improve search and recommendations;
  • detect fraud and abuse;
  • protect accounts and Platform security;
  • investigate suspicious transactions;
  • enforce our Terms of Service;
  • respond to copyright or intellectual property complaints;
  • comply with tax, accounting, financial, and legal obligations;
  • improve our products and services;
  • measure Platform performance;
  • perform analytics;
  • send marketing communications where permitted by law.

3. Legal Bases for Processing

Where laws such as the European Union General Data Protection Regulation (“GDPR”) or similar legislation apply, we may process personal information based on one or more legal grounds.

These may include:

Contractual necessity: processing required to provide services, purchases, subscriptions, licenses, Contributor accounts, or payments.

Legitimate interests: processing necessary to operate, improve, secure, and protect I Have Stock, provided those interests are not overridden by your rights.

Consent: where you have provided consent for a particular activity, such as certain marketing communications or cookies.

Legal obligations: where processing is required to comply with applicable laws, court orders, tax requirements, financial regulations, or legal claims.

4. Cookies and Similar Technologies

I Have Stock may use cookies, local storage, pixels, analytics technologies, and similar tools.

These technologies may help us:

  • keep users signed in;
  • remember user preferences;
  • maintain shopping or account sessions;
  • prevent fraud;
  • measure website performance;
  • understand Platform usage;
  • improve functionality;
  • provide analytics;
  • measure marketing campaigns.

Some cookies may be required for the Platform to function properly.

Where required by applicable law, non-essential cookies will be used based on your consent.

You may be able to control cookies through your browser settings or through cookie preference controls made available on the Platform.

5. Analytics

We may use third-party analytics providers to understand how visitors and users interact with I Have Stock.

These services may process information such as:

  • IP address;
  • browser information;
  • device information;
  • visited pages;
  • interaction events;
  • session duration;
  • traffic sources.

Analytics information helps us improve performance, usability, security, and user experience.

6. Marketing Communications

We may send you emails relating to:

  • products;
  • new content;
  • promotions;
  • subscriptions;
  • Contributor opportunities;
  • Platform updates;
  • marketing campaigns.

Where required by law, we will obtain your consent before sending promotional communications.

You may unsubscribe from marketing emails at any time by using the unsubscribe link included in the email or by contacting:

[email protected]

You may continue to receive non-promotional communications necessary to operate your account, such as transaction receipts, security notices, withdrawal notifications, or important service messages.

7. How We Share Information

We do not sell personal information in the ordinary meaning of selling customer databases for money.

We may share information with service providers when necessary to operate the Platform.

These may include providers of:

  • website hosting;
  • cloud infrastructure;
  • database services;
  • authentication;
  • payment processing;
  • fraud prevention;
  • email delivery;
  • analytics;
  • customer support;
  • content storage;
  • cybersecurity;
  • accounting;
  • legal services.

Service providers may only receive information reasonably necessary to perform their services and may be subject to contractual or legal confidentiality obligations.

8. Payment Providers

Payments, subscriptions, deposits, and withdrawals may involve external payment processors.

Depending on the payment method you choose, payment providers may collect information independently from you.

Their handling of personal information is governed by their own privacy policies.

We recommend reviewing the privacy policy of the relevant payment provider before completing a transaction.

9. Public Information

Certain information you choose to publish may be visible to other users or the public.

This may include:

  • Contributor name;
  • username;
  • profile photo;
  • Contributor biography;
  • public portfolio;
  • uploaded Content;
  • Content descriptions;
  • keywords;
  • publicly displayed statistics or other profile information.

Do not publish personal information that you do not want publicly available.

10. Image Content and People Depicted in Photographs

Because I Have Stock operates a stock content marketplace, Content uploaded to the Platform may depict identifiable individuals.

Contributors are responsible for having the appropriate permissions, releases, or legal basis required for the Content they submit where applicable.

If you believe your image, likeness, personal information, or privacy rights are being used improperly on I Have Stock, contact us at:

[email protected]

Please include sufficient information for us to identify and investigate the relevant Content.

11. International Data Transfers

I Have Stock may operate using service providers located in different countries.

As a result, personal information may be processed or stored outside your country of residence.

Where required by applicable law, we use appropriate safeguards for international transfers of personal information.

These safeguards may include contractual protections, adequacy decisions, or other legally recognized transfer mechanisms.

12. Data Retention

We retain personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy.

Retention periods may depend on:

  • the duration of your account;
  • transaction records;
  • licenses purchased;
  • Contributor sales;
  • financial obligations;
  • tax requirements;
  • fraud prevention;
  • dispute resolution;
  • legal claims;
  • regulatory obligations.

Certain transaction, licensing, payment, and accounting records may need to be retained after an account is closed.

13. Data Security

We use reasonable administrative, technical, and organizational measures designed to protect personal information against:

  • unauthorized access;
  • alteration;
  • disclosure;
  • loss;
  • misuse;
  • destruction.

However, no internet transmission, database, storage system, or security technology can guarantee absolute security.

Users are also responsible for maintaining the confidentiality of their login credentials.

14. Your Privacy Rights

Depending on where you live, you may have rights regarding your personal information.

These rights may include the right to:

  • access personal information we hold about you;
  • obtain information about how your data is processed;
  • correct inaccurate information;
  • request deletion of personal information;
  • restrict certain processing;
  • object to certain processing;
  • withdraw consent;
  • request data portability;
  • opt out of certain marketing communications;
  • lodge a complaint with a relevant data protection authority.

Certain rights may be subject to exceptions permitted by law.

For example, we may need to retain information required for financial records, fraud prevention, contractual obligations, or legal compliance.

To exercise a privacy right, contact:

[email protected]

We may need to verify your identity before processing certain requests.

15. GDPR Rights

If you are located in the European Economic Area, United Kingdom, or another jurisdiction providing similar protections, you may have rights under applicable data protection legislation.

These may include rights of:

  • access;
  • rectification;
  • erasure;
  • restriction;
  • objection;
  • portability;
  • withdrawal of consent.

You may also have the right to complain to your local data protection authority.

16. Brazilian Users and the LGPD

Users located in Brazil may have rights under Brazil's Lei Geral de Proteção de Dados Pessoais (LGPD).

Subject to applicable legal requirements, these rights may include:

  • confirmation that personal data is being processed;
  • access to personal data;
  • correction of incomplete, inaccurate, or outdated information;
  • anonymization, blocking, or deletion of unnecessary or improperly processed data;
  • data portability where applicable;
  • information about data sharing;
  • withdrawal of consent;
  • deletion of data processed based on consent where legally applicable.

Requests may be submitted to:

[email protected]

17. United States Privacy Rights

Residents of certain U.S. states may have additional privacy rights under applicable state privacy laws.

Depending on the jurisdiction, these may include rights to:

  • know what personal information is collected;
  • access personal information;
  • correct personal information;
  • delete personal information;
  • obtain a portable copy of information;
  • opt out of certain targeted advertising or data sharing practices.

I Have Stock will respond to valid requests as required by applicable law.

18. Children’s Privacy

I Have Stock is not intended for children under 13 years old.

Users must also meet the minimum age requirements established in our Terms of Service.

We do not knowingly collect personal information from children in violation of applicable law.

If you believe that a child has provided personal information to us improperly, contact:

[email protected]

19. Fraud Prevention and Security

We may process account, device, transaction, IP address, payment, and usage information to detect and prevent:

  • fraud;
  • stolen accounts;
  • payment abuse;
  • suspicious withdrawals;
  • automated attacks;
  • unauthorized access;
  • manipulation of sales or downloads;
  • violations of our Terms of Service.

In some circumstances, we may temporarily restrict transactions or accounts while security issues are investigated.

20. Legal Disclosures

We may disclose information where we reasonably believe disclosure is necessary to:

  • comply with applicable law;
  • respond to lawful government requests;
  • comply with court orders;
  • protect our legal rights;
  • investigate fraud;
  • protect users;
  • enforce agreements;
  • protect the security of the Platform;
  • respond to emergencies involving safety or security.

21. Business Transfers

If I Have Stock is involved in a merger, acquisition, financing, restructuring, sale of assets, or similar business transaction, information associated with the Platform may be transferred as part of that transaction.

Any successor entity will remain subject to applicable privacy obligations.

22. Automated Processing

We may use automated systems to assist with activities such as:

  • fraud detection;
  • spam detection;
  • content moderation;
  • account security;
  • search;
  • recommendations;
  • Content categorization.

Where applicable law provides rights concerning decisions based solely on automated processing that produce significant legal effects, we will comply with those requirements.

23. Artificial Intelligence

I Have Stock may use artificial intelligence or machine-learning systems to improve certain Platform functions, including:

  • search;
  • recommendations;
  • content categorization;
  • moderation;
  • fraud prevention;
  • metadata suggestions.

Where personal information is processed through such systems, it will remain subject to applicable privacy law and this Privacy Policy.

Use of Contributor Content for unrelated artificial intelligence model training may be governed separately by our Content License, Contributor Agreement, or other applicable terms.

24. External Links

I Have Stock may contain links to third-party websites or services.

We are not responsible for the privacy practices of third-party websites.

You should review their privacy policies before providing personal information.

25. Changes to This Privacy Policy

We may update this Privacy Policy periodically.

Changes may reflect:

  • new Platform features;
  • legal requirements;
  • new service providers;
  • security improvements;
  • operational changes.

When the policy is updated, the “Last Updated” date at the top of this page will also be updated.

Where required by law, we may provide additional notice of material changes.

26. Contact Us

For questions, privacy requests, complaints, or concerns regarding this Privacy Policy, contact:

I Have Stock

Email: [email protected]
Website: ihavestock.com